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Rates
Save with your CU Membership

 

 RATES EFFECTIVE 2/1/12

Loan rates based on Credit Union's Managed Credit Program.  Rates and terms are subject to change without notice.

Loans | Savings | Certificates 

 

 

Loans Rate     as low as  APR* Term Payment Example per thous.  
Mobile Home - New 7.990 7.990 120 12.13 Calculator
Mobile Home - Used 8.990 8.990 120 12.67 Calculator
TDY (Maximum 45 days) 15.500 15.500 n/a n/a Calculator
Farm Equipment - New (Up to 60 months) 3.490 3.490 60 18.19 Calculator
Farm Equipment - New (72 months) 4.240 4.240 72 15.75 Calculator
Farm Equipment - New (84 months) 4.990 4.990 84 14.13 Calculator
Farm Equipment - Used 3.990 3.990 60 18.41 Calculator
Miscellaneous N/A N/A   N/A Calculator
Line of Credit (debt ratio 42% or less) 13.000 13.000 n/a n/a Calculator
Line of Credit (debt ratio 43% or more) 18.000 18.000 n/a n/a Calculator
Share Secured Loan 3.250 3.250 96 11.84 Calculator
1st Mortgage (5 years) Please call for availability CALL CALL 60  CALL Calculator
1st Mortgage (10 years) Please call for availability CALL CALL 120 CALL Calculator
Unimproved Property 7.000 7.000 144 10.28 Calculator
Home Equity Line of Credit   Rate index is WSJ Prime- Variable 4.000 4.000 180 n/a Calculator
Visa Credit Cards 11.990 11.990 n/a n/a Calculator
Special Loan N/A N/A  12 n/a Calculator
Auto - New (Up to 36 months) 3.490 3.490  36 29.30 Calculator
Auto - New (48 months) 3.490 3.490 48 22.35 Calculator
Auto - New (60 months) 3.490 3.490 60 18.19 Calculator
Auto - New (72 months) 4.240 4.240 72 15.75 Calculator
Auto - New (84 months) 4.990 4.990 84 14.13 Calculator
Auto - Used (up to 36 months) 3.990 3.990 36 29.52 Calculator
Auto - Used (48 months) 3.990 3.990 48 22.57 Calculator

 Auto - Used (60 months)

3.990 3.990 60 18.41 Calculator
Recreational Vehicle - New (36 months) 3.490 3.490 36 29.30 Calculator
Recreational Vehicle - New (48 months) 3.490 3.490 48 22.35 Calculator
Recreational Vehicle - New (60 months) 3.490 3.490 60 18.19 Calculator
Recreational Vehicle - New (72 months) 4.240 4.240 72 15.75 Calculator
Recreational Vehicle - New (84 months) 4.990 4.990 84 14.13 Calculator
Recreational Vehicle - Used (36 months) 3.990 3.990 36 29.30 Calculator
Recreational Vehicle - Used (48 months) 3.990 3.990 48 22.57 Calculator
Recreational Vehicle - Used (60 months) 3.990 3.990 60 18.41 Calculator

 

*APR = Annual Percentage Rate

Rates listed are the lowest rates available for each loan product.  Payment examples are based on the lowest rate.  Your rate may vary and is determined by your credit qualifications, collateral and loan terms.  To determine your actual rate, please contact the credit union.


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Savings Dividend Rate APY* Term
Shares 0.250 0.250 n/a
Share Drafts 0.100 0.100 n/a

Christmas

0.250 0.250 n/a

IRAs

0.500 0.500

n/a

Hero Money Market Savings ($2,500.00-$9,999.99) 0.350 0.350

n/a

Hero Money Market Savings ($10,000.00-$49,999.99) 0.400 0.400

n/a

Hero Money Market Savings ($50,000-$99,999.99) 0.450 0.450

n/a

Hero Money Market Savings ($100,000.00 and above) 0.500 0.500

n/a

 

*APY = Annual Percentage Yield
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Certificates Dividend Rate APY* Term Minimum Deposit

6 month - $1,000 minimum

0.350

0.350

 6

1000

6 month - $10,000 minimum

0.400

0.400

6

10000

24 Month Certificate Special

1.000

1.000

24

5000

12 month - $1,000 minimum

0.600

0.600

12

1000

12 month - $10,000 minimum

0.650

0.650

12

10000

IRA Certificate - $25,000 minimum

1.000

1.000

24

25000

 

*APY = Annual Percentage Yield
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