RATES EFFECTIVE 8/23/10
Loan rates based on Credit Union's Managed Credit Program. Rates and terms are subject to change without notice.
Please call 865-970-7283 for 20 & 30 Year Mortgage Rate Information or email info@etmafcu.net
Click here for Limited Time Special Rates on New and Used Autos, Trucks, RVs, and Boats
Loans | Savings | Certificates
| Loans |
Rate as low as |
APR* |
Term |
Payment Example per thous. |
|
| Mobile Home - New |
7.990 |
7.990 |
120 |
12.13 |
Calculator |
| Mobile Home - Used |
8.990 |
8.990 |
120 |
12.66 |
Calculator |
| TDY (Maximum 45 days) |
15.500 |
15.500 |
n/a |
n/a |
Calculator |
| Farm Equipment - New (Up to 60 months) |
4.24 |
4.240 |
60 |
18.52 |
Calculator |
| Farm Equipment - New (72 months) |
4.99 |
4.99 |
72 |
16.10 |
Calculator |
| Farm Equipment - New (84 months) |
5.74 |
5.74 |
84 |
14.48 |
Calculator |
| Farm Equipment - Used |
4.99 |
4.99 |
60 |
18.87 |
Calculator |
| Miscellaneous |
12.000 |
12.000 |
36 |
33.23 |
Calculator |
| Line of Credit (debt ratio 42% or less) |
13.000 |
13.000 |
n/a |
n/a |
Calculator |
| Line of Credit (debt ratio 43% or more) |
18.000 |
18.000 |
n/a |
n/a |
Calculator |
| Share Secured Loan |
3.300 |
3.300 |
96 |
11.87 |
Calculator |
| 1st Mortgage (10 years) |
4.500 |
4.500 |
120 |
10.36 |
Calculator |
| 1st Mortgage (15 years) |
4.750 |
4.750 |
180 |
7.78 |
Calculator |
| Unimproved Property |
7.000 |
7.000 |
144 |
10.28 |
Calculator |
| Home Equity Line of Credit Rate as low as WSJ Prime- Variable |
4.000 |
4.000 |
180 |
n/a |
Calculator |
| Visa Credit Cards |
11.990 |
11.990 |
n/a |
n/a |
Calculator |
Summer Loan
|
7.99 |
7.99 |
12 |
86.98 |
Calculator |
| Auto - New (Up to 36 months) |
4.240 |
4.240 |
36 |
29.63 |
Calculator |
| Auto - New (48 months) |
4.240 |
4.240 |
48 |
22.69 |
Calculator |
| Auto - New (60 months) |
4.240 |
4.240 |
60 |
18.52 |
Calculator |
| Auto - New (72 months) |
4.990 |
4.990 |
72 |
16.10 |
Calculator |
| Auto - New (84 months) |
5.740 |
5.740 |
84 |
14.48 |
Calculator |
| Auto - Used (up to 36 months) |
4.990 |
4.990 |
36 |
29.97 |
Calculator |
| Auto - Used (48 months) |
4.990 |
4.990 |
48 |
23.02 |
Calculator |
|
Auto - Used (60 months)
|
4.990 |
4.990 |
60 |
18.87 |
Calculator |
| Recreational Vehicle - New (36 months) |
4.240 |
4.240 |
36 |
29.63 |
Calculator |
| Recreational Vehicle - New (48 months) |
4.240 |
4.240 |
48 |
22.69 |
Calculator |
| Recreational Vehicle - New (60 months) |
4.240 |
4.240 |
60 |
18.52 |
Calculator |
| Recreational Vehicle - New (72 months) |
4.990 |
4.990 |
72 |
16.10 |
Calculator |
| Recreational Vehicle - New (84 months) |
5.740 |
5.740 |
84 |
14.48 |
Calculator |
| Recreational Vehicle - Used (36 months) |
4.990 |
4.990 |
36 |
29.87 |
Calculator |
| Recreational Vehicle - Used (48 months) |
4.990 |
4.990 |
48 |
23.02 |
Calculator |
| Recreational Vehicle - Used (60 months) |
4.990 |
4.990 |
60 |
18.87 |
Calculator |
|
*APR = Annual Percentage Rate
Rates listed are the lowest rates available for each loan product. Payment examples are based on the lowest rate. Your rate may vary and is determined by your credit qualifications, collateral and loan terms. To determine your actual rate, please contact the credit union.
Go To Loan Application | Go To Calculators | Back to Top
|
| Savings |
Dividend Rate |
APY* |
Term |
| Shares |
0.300 |
0.300 |
n/a |
| Share Drafts |
0.150 |
0.150 |
n/a |
|
Christmas
|
0.300 |
0.300 |
n/a |
|
IRAs
|
1.000 |
1.000 |
n/a
|
| Hero Money Market Savings ($2,500.00-$9,999.99) |
0.650 |
0.650 |
n/a
|
| Hero Money Market Savings ($10,000.00-$49,999.99) |
0.750 |
0.750 |
n/a
|
| Hero Money Market Savings ($50,000-$99,999.99) |
0.900 |
0.900 |
n/a
|
| Hero Money Market Savings ($100,000.00 and above) |
1.000 |
1.000 |
n/a
|
| Certificates |
Dividend Rate |
APY* |
Term |
Minimum Deposit |
|
6 month - $1,000 minimum
|
0.800
|
0.800
|
6
|
1000
|
|
6 month - $10,000 minimum
|
1.000
|
1.000
|
6
|
10000
|
|
24 month - $2500 minimum
|
2.000
|
2.000
|
24
|
2500
|
|
12 month - $1,000 minimum
|
1.050
|
1.050
|
12
|
1000
|
|
12 month - $10,000 minimum
|
1.150
|
1.150
|
12
|
10000
|
|
IRA Certificate - $25,000 minimum
|
2.000
|
2.000
|
24
|
25000
|
|
